Smoke damage is to fire damage as second-hand smoke is to smoking. Both affect others. In the case of smoke damage, rooms that have not been scarred by the actual fire itself are victimized by the smoke produced by fire. Smoke from an adjoining room of a structure permeates the entire structure causing soot and ash to cling to walls and furniture. Intense smoke carries with it heat. This heat can also damage walls and windows, draperies and furniture. Just about everything exposed to air in a structure that has caught fire is suspect to smoke damage.
Even a small fire can produce copious amounts of smoke. As the smoke makes its way into adjoining rooms paint around on the ceiling and around the ceiling can begin to blister from the heat. The soot and ash cover every surface and quickly fill the floor tiles and carpets. The smoke makes its way between walls and into the insullation. Just about every facet of the home is touched by the smoke itself or the soot and ash that it carries with it.
Furthermore, the toxins and chemicle residue from burning items in the room where the fire begins can have an impact on the degree of damage to the rest of the structure. Smoke damage can often times be more costly to repair than the fire that caused it.
When you experience fire damage you will undoubtebly be visited by its second cousin, smoke damage. Be sure that your insurance adjuster notes not only the superficial damage to your home but also any underlying damage that might not be so apparent. In any event consider hiring a public adjuster. Public adjusters represent the insured and not the insurance company. Their goal is to help you to realize the full damage to your property so that you can get a fair settlement. Randell Smith is a public adjuster who believes that every insurance claim settlement should be equitable. Randell is fair and honest and strives to help the homeowner get the most on their insurance claims that the homeowner rightfully deserves.