When you have hurricane damage to your home or your property, whether it be residential or commecial property, one thing to consider is hiring a public adjuster. Hurricanes produce a variety of damage from high winds and fast moving debris, to flooding. In addition, the aftermath of a hurricane can cause additional damage from flood waters which include: rotting wood, mold and mildew, sheetrock damage, etc… One of the most serious problems associated with hurricane damage is flooding. The fact is that most floods are NOT covered by homeowner insurance policies. Homeowners are required to purchase separate insurance policies for flood damage.
Hiring a public adjuster is one way to make sure that you get an equitable settlement in the event of hurricane damage. Whether you receive minor hurricane damage or the damage is catastrophic, your insurance company may or may not cover the full cost of the repairs that you need to restore your home or property to original condition. A public adjuster can help you get a fair settlement.
When homeowners and business owners purchase an insurance policy they are, in essence, purchasing a sense of security and peace of mind. The last thing you want to discover is that the insurance policy that you have faithfully paid does not fully cover you.